How Do I Apply?

The application process is very simple and straightforward just complete this application.

Will I Qualify for a Payday Loan?

If you can meet the minimum requirements below, you may be eligible.

  • 18 years or older
  • Have a job and make at least $1000 per month
  • Live in the United States or Canada

How Much Can I Get?

Loan amounts vary depending on your unique situation, but loans range from $100 to $1500.

What’s the Interest Rate?

The interest rates for payday loans vary depending on where you live. Your state government sets the interest rate. You will be told what your interest rate is before you accept the loan.

Do I Have to Accept the Loan if I Apply?

No. Completing an application is only an inquiry to see if you will be approved and the terms of your loan. If you’re approved, your loan terms will be made available for you to review before you accept. You are not obligated to accept the payday loan if you don’t like the terms.

How Do I Collect My Cash?

Your cash advance will be deposited into your checking or savings account. This is why a bank account is required.

How Do I Repay My Loan?

Typically your loan will be repaid in installments from your next several paychecks. This is something you will be able to review if you’re approved.

Will My Credit be Checked?

Some lenders will check your credit and some won’t. The loan amount you’re requesting and other variables determine if your credit is checked.

Are Payday Loans Allowed in All States?

No payday loans are not allowed in all states. Regulations for payday loans are controlled on a state by state basis.

What Exactly Does Frozen Pea Fund Provide?

Frozen Pea Fund provides a payday loan referral service only. When you complete an application, your information will be sent to many direct payday loan lenders. If one of these lenders can offer you a loan, you will be notified upon completion of an application. Frozen Pea Fund is not a loan lender or broker and does not make credit decisions. To learn more, please read our privacy policy, terms of service and about us page.

Can I Talk to Someone?

Yes by calling 888-203-6605.